Get free credit report Atlanta

This is to ensure the security of your credit report. If you order your credit report online, you should be able to access it immediately. However, get free credit report Atlanta if you order it through the mailing address or telephone number on the website, it may take up to 15 days to be processed and mailed to you.

On occasions where there are higher demands for credit reports, this process may take longer. Federal law also mandates that a consumer is entitled to a free report if a company has denied an application for insurance, credit, or employment. The consumer must request his or her report within 60 days upon receiving notice of the denial. Credit Nexus can simplify the process by offering you our 3-in-1 credit report, which gives you instant and comprehensive access to reports from all three major consumer credit reporting bureaus. We also offer services vital to maintaining, improving, and protecting your credit score from identity thieves and reporting errors. Our credit report get free credit report Atlanta puts the power in your hands – you can see your credit history in full and evaluate all the factors that make it up, whether they are positive or negative. Unfortunately, identity thieves are becoming more and more sophisticated at hijacking consumers’ get free credit report Atlanta financial lives for their own gains. report credit card fraud Identity theft is a crime in which a person illegally obtains and uses a consumer’s personal data in a fraudulent or deceptive way, typically to their own financial advantage. Data such as your Social Security number, bank account information, or telephone calling-card information is extremely personal and valuable – and provides a means for identity thieves to access your credit. Using your financial history, they perpetrate any number of financial crimes that can leave them blameless while rendering your credit ruined. Criminals can access personal data in all types of invasive ways. Here are a few examples of identity theft: You’re talking on your cell phone in a public place such as a hotel lobby or restaurant. While reserving a rental car, you give your credit-card number to the reservation agent over the phone. What you don’t know is that an identity thief is paying rapt attention – and writing down every get free credit report Atlanta detail. credit report for free By the time you arrive to pick up your rental car, your get free credit report Atlanta credit card has been denied. Confused and frustrated, you call your credit-card company, only to discover that the card has been used and maxed out. The identity thief hijacked your card and used it for his or her own purchases. You discard canceled checks, credit card and bank get free credit report Atlanta statements without shredding them to protect sensitive information.

An identity thief engages in “dumpster diving” – going through your trash to collect your data. You receive an email that requests you to “reset your data” with your bank, or perhaps even a bank that isn’t your own. You’re confused, but you comply with the request, entering sensitive banking information as well as your Social Security number. You press send – and the identity theft has just obtained personal data through a simple email message.

Fortunately, buying credit protection or a monitoring system for your credit can prevent get free credit report Atlanta this.

Here’s why: According to the get free credit report Atlanta Federal Trade Commission, nearly 10 million Americans are victims of identity theft per year, with an average loss of $5,000 per victim. The FTC adds that it takes the average victim of identity theft 12 months to notice that the crime has occurred. true free credit report By that time, the damage has already been done, and cleanup can take years. A credit-monitoring system will get free credit report Atlanta notify you of changes in your credit on a daily or weekly basis, alerting get free credit report Atlanta you well in advance that your data may have been compromised. Credit protection and monitoring systems cost extremely little compared to the damage identity thieves can do to your credit score. Enrollment in these systems has absolutely no adverse affect on your credit and can, in fact, save get free credit report Atlanta your financial life.

Credit protection and monitoring systems do the work for you. Once you enroll, there’s no need to continually review your credit – you’ll be notified of any changes to your credit report.